Category archive: Minnesota

Insured Breached Umbrella Policy’s Cooperation Clause by Entering Miller-Shugart Consent Judgment

Summary: After an evening of under-age drinking, Jacob Patton drove his father’s minivan while his friend, John Donaldson, rode in the passenger seat. When Jacob saw the sirens from a police car, he panicked and attempted to flee. After a short chase, Jacob lost control of the van and crashed into a tree. Donaldson was…

Nunn Won Right to Contest Whether Noodles and Its Insurer Substantially Delayed Payment of Her Compensation Claim

Summary: Intentional obstruction of workers’ compensation is a statutory remedy in Minnesota that provides relief for an unfounded refusal to pay benefits or a substantial delay in payment that is designed to induce settlement. Zurich made a number of questionable decisions in its handling of a claim and a jury question was created.   Nunn…

Being Wrong Is Okay If the Answer Is in Doubt

Summary: After plaintiff homeowners discovered significant water damage to their home, they filed a claim with their homeowner insurer, defendant Chubb, which denied the claim on the basis that it was excluded under the policy. Homeowners filed suit against Chubb in Minnesota state court. Chubb removed the case to the US District Court. After the…

A Timely Notice of Claim Missing Key Facts Is Held to Be Sufficient

Summary: The Clinic properly reported a potential claim to insurer providing claims made coverage such that the policy covered the claim against a clinic employee. Because Medical Protective did not pay its policy limits within 30 days as required by Minnesota Statute §60 A.0811, Subd. 2(a) the insured was entitled to recover 10% per annum…


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